HSBC Premier offers 20% Avios transfer bonus
HSBC Premier is offering a 20% bonus on credit card points transfers to British Airways Avios from September 1 to 30, 2026.
HSBC Premier has launched a 20% bonus on transfers from its credit card points to British Airways Avios. The promotion runs from September 1 to September 30, 2026, according to the source, Head for Points. This is a key date for those planning travel, so be sure to check the latest fixtures for your favorite team's schedule to see if you can use these Avios for an upcoming trip.
Customers are advised to confirm the bonus is active before making large transfers. A small test transfer of at least 100 HSBC points is recommended. The base Avios should arrive instantly, but the bonus could take up to 14 days.
Transfer bonus details and rules
The 20% bonus applies to transfers made to a British Airways Club account. It does not apply to transfers into a Qatar Airways Privilege Club account. The source cautions that historically, these HSBC bonuses have been 25%.
Readers must decide if they want to transfer now or wait for a potentially higher bonus in the future. They should also check their points' expiry dates, as HSBC credit card points have a strict three-year validity.
Earning rates with HSBC Premier cards
To earn these transferable points, you need an HSBC Premier current account and one of its credit cards. The source states the income or savings requirements for a Premier account are high.
There are two card options. Their earning structures and annual fees differ, but both convert points to airline or hotel currencies at a 2:1 ratio. For a detailed breakdown of player performance and earnings, you can always visit our stats page.
| Card | Annual Fee | UK Spending (Points per £1) | Equivalent Airline Miles per £1 (UK) | Foreign Spending (Points per £1) |
|---|---|---|---|---|
| HSBC Premier Mastercard | Free | 1.5 | 0.75 | 2 |
| HSBC Premier World Elite Mastercard | £290 | 3 | 1.5 | 4 |
The £290 World Elite card includes Priority Pass lounge access for the main cardholder. A supplementary card for a partner costs £60 per year. The source notes this is less generous for families than the American Express Platinum card, which covers a family of four.
Available transfer partners
HSBC Premier points can be transferred to several airline and hotel loyalty programs. All conversions occur at a fixed 2 HSBC points to 1 partner point ratio.
The source provides a list of current airline partners as of February 2026. It highlights that transfers to Emirates Skywards and Singapore Airlines KrisFlyer remain at a 1:1 ratio, which is favorable compared to some other transfer schemes.
Hotel partners are IHG One Rewards and Wyndham Rewards. The source contends these hotel transfers offer "terrible value" because a hotel point is generally worth much less than an airline mile, yet the conversion cost is the same.
Comprehensive travel insurance is included with the HSBC Premier current account. This makes the package an interesting alternative for couples or solo travelers, according to the source. The promotion is a way to use points nearing their three-year expiry date. If you're planning a trip to support your team, remember to check the injuries report before you book to ensure your favorite players are fit to play.
