IHG x Revolut Debit Cards Offer Substantial Annual Spend Bonuses

The IHG x Revolut debit cards have recently been launched in the UK, offering cardholders various benefits, including annual spend bonuses. The IHG x Revolut Elite Debit Card and the IHG x Revolut Essential Debit Card are two different options available to customers.

## Key Features of the IHG x Revolut Elite Debit Card

The IHG x Revolut Elite Debit Card offers a range of benefits, including:

* Platinum Elite status in IHG One Rewards for as long as you hold the card * 15 Elite Night Credits when you trigger the sign-up bonus and each year on the anniversary of opening your account * One additional Elite Night Credit for every £4,000 of eligible spend in any currency, with no cap * Strong additional benefits for hitting £10,000, £15,000, £25,000, and £35,000 of annual spend * Low FX fees when spending in foreign currency

## Key Features of the IHG x Revolut Essential Debit Card

The IHG x Revolut Essential Debit Card offers a simpler earning structure, with 0.5 IHG One Rewards points per £1 spent and 1 IHG One Rewards point per £1 spent in participating IHG hotels. This card does not come with additional spend-based awards.

## Spend-Based Rewards Ladder on IHG x Revolut Elite

The IHG x Revolut Elite Debit Card offers a spend-based rewards ladder, with benefits triggered by the cardholder's qualifying spend. The ladder includes:

* £3,000 (first year only): 30,000 IHG One Rewards points and 15 Elite Night Credits * £4,000: 1 x Elite Night Credit * £8,000: 1 x Elite Night Credit * £10,000: 1 x Cardmember Choice Reward * £15,000: 1 x Cardmember Choice Reward * £25,000: 1 x Cardmember Choice Reward * £35,000: 1 x Cardmember Choice Reward

Cardholders can earn points and rewards by reaching these spending thresholds, and the benefits are triggered by the cardholder's qualifying spend.

## Qualifying Spend

Revolut has strict definitions of what counts as qualifying spend, and some transactions may not track. Cardholders should be aware of these rules and test their transactions to ensure they are eligible for rewards.

## Conclusion

The IHG x Revolut debit cards offer various benefits, including annual spend bonuses, to cardholders. The IHG x Revolut Elite Debit Card offers more benefits than the IHG x Revolut Essential Debit Card, including Platinum Elite status in IHG One Rewards and additional Elite Night Credits. Cardholders can earn points and rewards by reaching certain spending thresholds, and the benefits are triggered by the cardholder's qualifying spend.